Matthew Miner's Pretty Reliable Product Recommendations

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Credit Card Recommendations

Discover it Card
The Discover it Card (not the Discover it chrome Card) is a great, but inconsistent card. It gives the standard 1% back on everything, but it also gives 5% back on a sort of "category-of-the-quarter". This means that some quarters the card is useless, but some it gives great rewards.
Specs:
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U.S. Bank Cash+ Card
The U.S. Bank Cash+ Card gives 5% on two spending categories, which is very nice. Especially noteworthy is that "cell phone providers" and "home utilities" are two of the available categories, letting you set some of your highest recurring bills to charge the credit card automatically and just passively get cash back from this card without having to even use it elsewhere.
Specs:
  • 5% back on two categories of your selection
  • 5% back on travel booked through U.S. Bank
  • 2% back on a separate selected category
  • 1% back on everything else
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American Express Blue Cash Preferred Card
The American Express Blue Cash Preferred Card is the best card for typical grocery and gas spending. It has an annual fee, but it will easily pay for this over other high-rewards cards by its unbeatable rewards program.
Specs:
  • $95 annual fee
  • 6% back on groceries
  • 6% back on streaming
  • 3% back on transit
  • 3% back on gas
  • 1% back on everything else
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Wells Fargo Active Cash Card
The Wells Fargo Active Cash Card is has a flat 2% on everything, putting it above most other cards on things you don't have a specific reward for.
Specs:
  • 2% back on everything
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